Current Point Transfer Bonuses for July 2026
Below are the current credit card and travel-rewards transfer bonuses for July 2026, sorted by the soonest expiration. Each row shows the standard transfer ratio, the effective ratio after the bonus, eligibility notes, and a link to offer-specific details. Transfers are usually irreversible, so confirm both the promotion terms and bookable award availability before moving points.
Current Transfer Bonuses
Qantas Frequent Flyer
Citi
Air France/KLM Flying Blue
Cathay Pacific Asia Miles
Chase
IHG One Rewards
Capital One
Avianca LifeMilesCiti
Turkish Airlines Miles & Smiles
Amex
Aer Lingus AerClubAmex
British Airways Executive ClubAmex
Iberia Plus| Transfer Partner | Transfer Bonus Details | Base Ratio | With Bonus | Start Date | End Date |
|---|---|---|---|---|---|
Rove Miles | 1:1 | 1,000 → 1,500 | Jul 15, 2026 | Aug 14, 2026 | |
| 1:1 | 1,000 → 1,200 | Jul 20, 2026 | Aug 22, 2026 | ||
| US Credit Card and Hotel Partners 10% transfer bonus to Cathay Pacific Asia Miles — offer details US Credit Card and Hotel Partners | * Registration is required; additional restrictions apply. | Varies | Varies | Jul 27, 2026 | Aug 28, 2026 |
Chase Ultimate Rewards offering a 70% transfer bonus toIHG One Rewards | 1:1 | 1,000 → 1,700 | Aug 1, 2026 | Aug 31, 2026 | |
| 1:1 | 1,000 → 1,150 | Aug 1, 2026 | Aug 31, 2026 | ||
| 1:1 | 1,000 → 1,400 | Aug 1, 2026 | Aug 31, 2026 | ||
| 1:1 | 1,000 → 1,300 | Aug 3, 2026 | Sep 27, 2026 | ||
| 1:1 | 1,000 → 1,300 | Aug 3, 2026 | Sep 27, 2026 | ||
| 1:1 | 1,000 → 1,300 | Aug 3, 2026 | Sep 27, 2026 |
What is a points transfer bonus?
A transfer bonus is a limited-time multiplier applied to a program’s standard transfer ratio. Ratios vary by issuer, card, and partner: many are 1:1, while current examples include Amex to Hilton at 1:2, Citi to Accor at 2:1 for many cardholders, and Capital One to EVA at 4:3. Chase to Hyatt can also be 1:1 or 4:3 depending on card and account eligibility. The table above shows the effective partner points produced by each live bonus instead of assuming every transfer starts at 1:1.
Why they matter: a transfer bonus is one of the only ways to durably increase the redemption value of points you have already earned. Award space is priced in the partner’s currency, so a bonus directly lowers the cost of every award flight or hotel night you book at that partner during the campaign window. The catch is that once points leave your card portal, they are bound to the partner’s program rules, including its award chart, fees, and expiration. Bonuses reward people who already know what they want to book.
When should you transfer points?
Transfer to a partner only when you have a specific redemption in mind, the award space is showing live, and the partner’s price for that redemption, after the bonus, beats the next best alternative (your card’s travel portal, a different transfer partner, or paying cash and earning miles). Once you transfer, you cannot reverse the move, and the miles you receive sit under that partner’s rules: they may expire, the partner may devalue its award chart, or the route you were targeting may disappear.
In practice, the strongest plays are time-sensitive: a transfer bonus to a partner whose award space you have already confirmed, for a trip you would book this week or next. Speculative transfers, moving points to “stock up,” are a common and expensive mistake, because the partner miles you collect are no longer flexible across other programs.
How to use a transfer bonus, step by step
- Find a live bonus in the table above whose source program you have points in.
- Search the partner award you want to book on Roame SkyView. Confirm the seat or room is bookable at a reasonable mileage price.
- Transfer just enough points to cover the booking. Never transfer for “later.”
- Book within minutes, before the seat is gone or the partner re-prices the award.
Historical example (promotion expired June 30, 2026): an Air France business-class JFK–CDG award priced at 50,000 Flying Blue miles required 40,000 Membership Rewards points during the former 25% Amex-to-Flying-Blue bonus. The screenshots and calculation below illustrate how bonus math works; use the current table above for offers available today.
Historical Redemption Example
Using Roame's SkyView Explore Tool, you can quickly and easily search for lie-flat business class options from North America to Europe.
In doing so, we see a multitude of fantastic lie-flat business class options flying on Air France and KLM, costing only 50,000 points in each direction.
For direct comparison purposes, let's look at the Air France route going from JFK to CDG. If you were to pay this out of pocket, it would cost you $4,103 at minimum, ouch.
If you didn't transfer your points and chose to book in a travel portal like Capital One's instead, this would cost you ~410,300 points. If you have a Chase Sapphire Reserve and booked this flight via their portal, it could cost you ~273,533 points. That's a lot of points!
Also Check Out
- Transfer Partners Cheat Sheet
- Amex Transfer Partners
- Bilt Transfer Partners
- Capital One Transfer Partners
- Chase Transfer Partners
- Citi Transfer Partners
- Wells Fargo Transfer Partners
Transfer Bonus History By Issuer
Amex Membership Rewards
American Express runs transfer bonuses frequently, but the percentage and duration vary widely by partner and campaign. Recent offers in this page’s history range from 10% to 40%, and Membership Rewards transfer ratios are not universally 1:1. For the current partner list, standard ratios, and a deeper play-by-play, see our Amex transfer partners guide. The most reliable way to use an Amex transfer bonus is to wait for one to your highest-value airline partner, then book a redemption you have already verified on Roame.
Amex
Virgin Atlantic Flying ClubAmex Avianca LifeMilesAmex
Hilton Honors
| Transfer Partner | Transfer Bonus Details | End Date |
|---|---|---|
| Amex Membership Rewards 30% transfer bonus to Virgin Atlantic Flying Club — offer details | Jul 31, 2026 | |
| Amex Membership Rewards 15% transfer bonus to Avianca LifeMiles — offer details | Jul 15, 2026 | |
Amex Membership Rewards offering a 20% transfer bonus toHilton Honors | Jul 14, 2026 | |
| Jun 30, 2026 |
Chase Ultimate Rewards
Chase runs fewer transfer bonuses than Amex and has historically promoted airline partners such as Virgin Atlantic, Air Canada Aeroplan, Flying Blue, Avios programs, and Singapore KrisFlyer, plus hotel programs such as Marriott and IHG. Chase has not historically offered a transfer bonus to World of Hyatt. Hyatt’s standard transfer ratio can be 1:1 or 4:3 depending on card and account eligibility. See our Chase transfer partners guide for the full partner list and our take on each.
Chase IHG One RewardsChase Virgin Atlantic Flying ClubChase
Marriott BonvoyChase
Southwest Rapid Rewards
| Transfer Partner | Transfer Bonus Details | End Date |
|---|---|---|
Chase Ultimate Rewards offering a 100% transfer bonus toIHG One Rewards | Jul 30, 2026 | |
| Chase Ultimate Rewards 30% transfer bonus to Virgin Atlantic Flying Club — offer details | Jul 14, 2026 | |
Chase Ultimate Rewards offering a 55% transfer bonus toMarriott Bonvoy | Jun 30, 2026 | |
Chase Ultimate Rewards offering a 30% transfer bonus toSouthwest Rapid Rewards | Jun 5, 2026 |
Citi ThankYou
Citi frequently runs transfer bonuses to partners including Avianca LifeMiles, Wyndham Rewards, Qatar Airways Privilege Club, Virgin Atlantic, and Choice Privileges. Standard and promotional ratios vary by partner and by card eligibility, as the current Citi-to-Accor offer demonstrates. See our Citi transfer partners guide.
Citi
ALL - Accor Live LimitlessCiti
Preferred Hotels & ResortsCiti
Wyndham Rewards
| Transfer Partner | Transfer Bonus Details | End Date |
|---|---|---|
| Citi ThankYou 50% transfer bonus to ALL - Accor Live Limitless — offer details | Citi ThankYou offering a 50% transfer bonus toALL - Accor Live LimitlessQualifying Citi cards receive 1,500 Accor points per 1,000 ThankYou points; other cards receive 750. | Jul 18, 2026 |
| Jun 30, 2026 | ||
Citi ThankYou offering a 30% transfer bonus toPreferred Hotels & Resorts | Jun 13, 2026 | |
Citi ThankYou offering a 25% transfer bonus toWyndham Rewards | Jun 13, 2026 |
Capital One miles
Capital One runs occasional bonuses, usually to airline partners such as Avianca LifeMiles, Turkish Miles&Smiles, Cathay Pacific, Virgin Red, and EVA Air. Many partners transfer at 1:1, while others use ratios such as 4:3; the effective-ratio column above reflects the actual bonus math. See our Capital One transfer partners guide.
Capital One
EVA Infinity MileageLandsCapital One
JAL (Japan Airlines) Mileage BankCapital One Preferred Hotels & Resorts| Transfer Partner | Transfer Bonus Details | End Date |
|---|---|---|
| Capital One 30% transfer bonus to EVA Infinity MileageLands — offer details | Capital One offering a 30% transfer bonus toEVA Infinity MileageLands | Jul 31, 2026 |
| May 31, 2026 | ||
Capital One offering a 30% transfer bonus toJAL (Japan Airlines) Mileage Bank | Apr 30, 2026 | |
Capital One offering a 30% transfer bonus toPreferred Hotels & Resorts | Mar 31, 2026 |
Bilt Rewards
Bilt offers transfer bonuses irregularly, often around Rent Day, to partners such as Alaska Mileage Plan, TAP Miles&Go, Flying Blue, Air Canada Aeroplan, and Hyatt. Many Bilt partners transfer at 1:1, but some use different standard ratios, so verify the partner terms before transferring. See our Bilt transfer partners guide.
Bilt Hilton Honors
| Transfer Partner | Transfer Bonus Details | End Date |
|---|---|---|
Bilt Rewards offering a 75-200% transfer bonus toHilton Honors | Jul 1, 2026 | |
| Jun 2, 2026 | ||
| May 2, 2026 | ||
| May 2, 2026 |
Marriott Bonvoy
Marriott Bonvoy points transfer to a long list of airline partners (typically 3:1, with a 5,000-mile bonus for every 60,000 points transferred). Marriott occasionally runs transfer promotions to specific airlines; recent history is below. For the full partner list and ratios, see our Marriott transfer partners guide.
| Transfer Partner | Transfer Bonus Details | End Date |
|---|---|---|
| Oct 31, 2025 | ||
| Oct 31, 2024 | ||
| Oct 31, 2024 |
Other transfer bonus history
Beyond the major card issuers, transfer bonuses occasionally run from hotel programs and limited-time promotions, for example Accor, Choice Privileges, Wyndham, and “Eligible Hotels” promotions to airline partners. Their past bonuses are collected here.
Frontier Miles
United MileagePlus Turkish Airlines Miles & Smiles
Hyatt
Qatar Airways Privilege Club
| Transfer Partner | Transfer Bonus Details | End Date |
|---|---|---|
Rove Miles | Rove Miles offering a 25% transfer bonus toFrontier Miles | Jul 31, 2026 |
Eligible Hotels | Jun 30, 2026 | |
Rove Miles | Jun 30, 2026 | |
Hyatt | Jun 30, 2026 |
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Frequently asked questions
