Transfer Partners Cheat Sheet
Easily compare which credit card points transfer to which airline and hotel loyalty programs by using our transfer partners matrix. Find out the latest direct transfer ratios plus supplemental transfer paths.
Published: September 25, 2025. Last Updated: May 25, 2026
Airline/Program | Alliance | IATA | Also Bookable | Award Release |  |  |  |  |  |  |  |  |  |  |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | AA | EY, G3 | 331 days 4/23/2027 | 1:1 Instant | 3:1 Instant | 5:2 Instant | ||||||||
| AS | DE, EI, HU, KE, LA, LY, SQ | 330 days 4/22/2027 | 1:1 ~1 day | 3:1* Instant | |||||||||
| BA | LA, LY | 355 days 5/17/2027 | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 3:1* Instant | 5:2 Instant | 1.5:1 Unknown | |||
| CX | LA | 360 days 5/22/2027 | 5:4 Instant | 1:1 Instant | 1:1 ~3 days | 1:1 Instant | 1:1 Instant | 3:1* Instant | 5:2 Instant | 1.5:1 Instant | |||
 Finnair Plus(Avios) | | AY | 360 days 5/22/2027 | 1:1 Instant | 3:1* Instant | |||||||||
| IB | LA, LY | 360 days 5/22/2027 | 1:1 ~2 days | 1:1 Instant | 1:1 Instant | 1:1 Instant | 3:1* Instant | ||||||
 Japan Airlines JAL Mileage Bank | | JL | AF | 360 days 5/22/2027 | 1:1 Instant* | 2:1.5 Instant | 3:1* Instant | 5:2 Instant | ||||||
| QF | B6, EK, LA, LY | 353 days 5/15/2027 | 1:1 Instant | 1:1 ~1-2 days | 1:1 Instant | 3:1* Instant | 25:12 Instant | 1.5:1 Instant | 1.5:1 Unknown | ||||
| QR | B6, LA, ME, PG, S7, VS, WB | 361 days 5/23/2027 | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 ~1-2 days | 3:1* Instant | 5:2 Instant | 1.5:1 Unknown | ||||
 Aeromexico Rewards |  | AM | G3, LY | 330 days 4/22/2027 | 1:1.6 ~2 days | 1:1 Instant | 3:1* Instant | 5:4 Instant | 1.5:1 1 day | 1.5:1 Unknown | ||||
| DL | AZ, LA, LY | 331 days 4/23/2027 | 1:1 Instant | 3:1 Instant | 5:2 Instant | ||||||||
| AF/KL | AZ, CM, EY, G3, JL, WS, VS | 359 days 5/21/2027 | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 3:1* Instant | 5:2 Instant | 1.5:1 1 day | 1.5:1 Unknown | |
 Korean Air SKYPASS | | KE | AS | 361 days 5/23/2027 | 3:1 Instant | 5:2 Instant | ||||||||
 SAS Scandinavian Airlines EuroBonus | | SK | 330 days 4/22/2027 | |||||||||||
 Vietnam Airlines Lotusmiles | | VN | 330 days 4/22/2027 | |||||||||||
| VS | AZ, LA, LY, NH, NZ, SA, SQ, SK, VA | 331 days 4/23/2027 | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 3:1* Instant | 5:3 Instant | |||
 | AC | CX, EK, EY, G3, VA | 355 days 5/17/2027 | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 3:1* Instant | ||||||
 Air India Maharaja Club | | AI | 331 days 4/23/2027 | |||||||||||
| NH | VS | 355 days 5/17/2027 | 1:1 ~2-3 days | 3:1* Instant | 5:2 Instant | ||||||||
| AV | AM, G3, IB | 360 days 5/22/2027 | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 3:1 Instant | 1.5:1 Instant | 1.5:1 Unknown | |||
| BR | 360 days 5/22/2027 | 2:1.5 ~2 days | 1:1 ~2 days | 3:1* Instant | |||||||||
 Lufthansa Miles & More | | LH | 360 days 5/22/2027 | |||||||||||
| SQ | AS | 355 days 5/17/2027 | 1:1 Instant | 1:1 ~2 days | 1:1 ~2 days | 1:1 ~2 days | 3:1* Instant | 5:2 Instant | 1.5:1 5 hours | ||||
| TP | 361 days 5/23/2027 | 1:1 Instant | 1:1 Instant | 3:1* Instant | 1.5:1 Unknown | ||||||||
| TG | 340 days 5/2/2027 | 1:1 ~3-6 days | 3:1* Instant | 5:2 Instant | |||||||||
| TK | 355 days 5/17/2027 | 1:1 Instant | 1:1 Instant | 1:1 ~1 day | 3:1* Instant | ||||||||
| UA | EK, NZ, VA | 337 days 4/29/2027 | 1:1 Instant | 1:1 Instant | 3:1** Instant | 5:2 Instant | |||||||
 Aer Lingus AerClub(Avios) | EI | AA, AC, AS, BA, B6, EY, IB, UA | 330 days 4/22/2027 | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | 3:1* Instant | ||||||
| EK | AC, JL, QF, UA | 360 days 5/22/2027 | 5:4 Instant | 1:1 Instant | 1:0.75 Instant | 1:0.8 Instant | 3:1* Instant | 5:2 Instant | 1.5:1 1 day | |||||
| EY | AA, AC, AF, EY, OZ | 330 days 4/22/2027 | 1:1 Instant | 1:1 Instant | 1:1 ~1 day | 1:1 Instant | 3:1* Instant | 5:2 Instant | 1.5:1 Unknown | |||||
HU Hainan Airlines Fortune Wings Club | HU | 330 days 4/22/2027 | ||||||||||||
| B6 | EY, QR | 331 days 4/23/2027 | 5:4 Instant | 1:0.6 Instant | 1:1 Instant | 1:1 Instant | 1:1 Instant | |||||||
| WN | 4-7 months | 1:1 Instant | 1:1 Instant | 3:1* Instant | 25:12 Instant | |||||||||
 Spirit Free Spirit | NK | 330 days 4/22/2027 | 1:1 Instant | |||||||||||
 Accor Live Limitless |  | ALL | 404 days 7/5/2027 | 3:2 Instant | 2:1 ~2 days | 2:1 Instant | ||||||||
 Choice Privileges | | Choice | 350 days 5/12/2027 | 1:1 Instant | 1:1 Instant | 1:1.5 Instant | 1:2 Instant | |||||||
| Hilton | 365 days 5/27/2027 | 1:2 Instant | 1:1 Instant | ||||||||||
| Hyatt | 394 days 6/25/2027 | 1:1 Instant | 1:1 Instant | ||||||||||
| IHG | 350 days 5/12/2027 | 1:1 Instant | 1:1 Instant | ||||||||||
| Marriott | 354 days 5/16/2027 | 1:1 Instant | 1:1 ~48 hrs | 1:1 ~1-2 days | 1.5:1 Unknown | ||||||||
 Preferred Hotels I Prefer | | Preferred | 365 days 5/27/2027 | 1:2 Instant | 1:2 Instant | |||||||||
 Wyndham Rewards | | Wyndham | 364 days 5/26/2027 | 1:1 Instant | 1:1 Instant | 1:1 Instant | 1:2 Instant | 1.5:1 Unknown |
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