Chase Travel Partners Guide: Ultimate Rewards Transfer Partners
Chase Travel Partners and Transfer Partners: Quick Answer
Chase Ultimate Rewards points can be used through Chase Travel or transferred to participating airline and hotel loyalty programs. If your goal is award travel, transfer partners are often the highest-upside option because you can move points into programs such as Air Canada Aeroplan, United MileagePlus, or World of Hyatt when award space and pricing make sense.
The key is to compare the cash price, the Chase Travel price, and the partner award price before you transfer. Once points leave Chase, transfers are typically final, so use the table below to confirm the partner, ratio, and expected timing before moving points.
| Airline Transfer Partner | Transfer Ratio(Chase Ultimate Rewards → Partner) | Transfer Time |
|---|---|---|
| 1:1 | Instant | |
| 1:1 | Instant | |
| 1:1 | 1 hour | |
| 1:1 | Instant | |
| 1:1 | Instant | |
| 1:1 | Instant | |
| 1:1 | 1-2 days | |
Southwest Rapid Rewards | 1:1 | Instant |
| 1:1 | Instant | |
Virgin Atlantic Flying Club 30% bonusUntil Jul 14, 2026 | 1:1 | Instant |
| Hotel Transfer Partner | Transfer Ratio(Chase Ultimate Rewards → Partner) | Transfer Time |
|---|---|---|
IHG One Rewards | 1:1 | 5 hours |
Marriott Bonvoy | 1:1 | Up to 7 days |
World of Hyatt | 1:1 | Almost Instant |
Wyndham Rewards | 1:1 | Instant |
How Chase Ultimate Rewards Points Work
Chase Ultimate Rewards is Chase's flexible rewards program. Some cards earn transferable Ultimate Rewards points directly, while several no-annual-fee Chase cards earn cash-back-style rewards that can become transferable when you also hold an eligible premium Ultimate Rewards card and combine points into that account.
For travel, there are two main paths: book through Chase Travel, or transfer to a travel partner and book with that airline or hotel program. Chase Travel is simpler because you can search and book in one place. Transfers require more checking, but they can unlock airline award seats, hotel award nights, and partner sweet spots that are not priced like cash tickets.
Which Chase Cards Let You Transfer Points?
Based on Roame's current Chase card data, the primary cards to know for transferable Chase Ultimate Rewards points are:
- Chase Sapphire Preferred Card - a lower annual fee option for earning transferable points.
- Chase Sapphire Reserve - a premium travel card with stronger travel earning categories and benefits.
- Sapphire Reserve for Business - a premium business card that earns Ultimate Rewards points.
- Ink Business Preferred Credit Card - a business card that earns transferable points in select business and travel categories.
Chase Sapphire Preferred® Card
Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening
Chase Travel vs Transfer Partners
Use Chase Travel when the cash price is low, when you want a simpler booking flow, or when award space is not available through a partner. Use transfer partners when the partner award price gives you better value, when you need a specific airline alliance, or when a hotel program has attractive award-night pricing.
A simple points-to-dollars check helps: divide the cash price by the number of points required. A $300 ticket that costs 20,000 points returns 1.5 cents per point before taxes and fees. If a partner award gives you a higher value than Chase Travel and the itinerary works, transferring may be the better use of points.
Before you decide, you can also compare programs in Roame's transfer partners cheat sheet to see which bank points transfer to which airline and hotel programs.
Best Chase Transfer Partners to Check First
The best Chase partner depends on where you are going, what cabin you want, and whether award space exists. These partners are worth checking early because they can create clear use cases for Chase points:
- World of Hyatt for hotel award nights, especially when the cash rate is high relative to the points rate.
- United MileagePlus for Star Alliance and United-operated flights when award pricing is competitive.
- Air Canada Aeroplan for Star Alliance and partner awards, including routes where Aeroplan's pricing beats other programs.
- British Airways Club, Iberia Club, and Aer Lingus AerClub for Avios-based awards and oneworld partner opportunities when the route prices well.
When Not to Transfer Chase Points
Do not transfer speculatively just because a partner is popular. Transfers are generally not reversible, partner programs can change award pricing, and award space can disappear. It is usually safer to find the exact flight or hotel night first, confirm the account name matches, check the transfer amount and timing, then transfer only what you need.
Confirm you have an eligible Chase card
Make sure the points are in an Ultimate Rewards account tied to a card that supports transfers to airline and hotel partners.
Find the award before transferring
Search the airline or hotel program first and confirm the award seat or room is available at a price that beats your other redemption options.
Open the Ultimate Rewards transfer page
Log in to Chase, open Ultimate Rewards, and choose the option to transfer points to travel partners.
Link the partner account and check the name
Use a loyalty account with a matching name so the transfer is less likely to fail or be delayed.
Enter the points and confirm
Enter the transfer amount, review the ratio and timing, and confirm only after you are ready to book with the partner.
Chase Transfer Partner FAQ
Bottom Line
Chase points are strongest when you keep them flexible until you know how you want to book. Use Chase Travel for simplicity and competitive cash-like bookings; use transfer partners when the partner award price, route, hotel, or cabin gives you better value. Always compare first, then transfer only when you are ready to book.
Chase Sapphire Reserve®
Earn 100,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening
