Transfer Partners Cheat Sheet

Easily compare which credit card points transfer to which airline, hotel, and train loyalty programs by using our transfer partners matrix. Find out the latest direct transfer ratios plus supplemental transfer paths.

Last Updated: October 7, 2026

Airline/Program	IATA	Also Bookable	Award Release
American Airlines AAdvantage	AA	EY, G3	331 days 9/4/2027					1:1 Instant		3:1 Instant	5:2 Instant	5:1 2-3 weeks
Alaska Airlines Atmos Rewards	AS	DE, EI, HU, KE, LA, LY, SQ	330 days 9/3/2027		1:1 ~1 day					3:1* Instant		5:1 2-3 weeks		5:1 Up to 5 days
British Airways Executive Club(Avios)	BA	LA, LY	355 days 9/28/2027	1:1 Instant	1:1 Instant	1:1 Instant +20%	1:1 Instant		1:1 Instant	3:1* Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks	5:1 Up to 5 days		1.5:1 Unknown
Cathay Pacific Asia Miles	CX	LA	360 days 10/3/2027	5:4 Instant	1:1 Instant	1:1 ~3 days		1:1 Instant	1:1 Instant	3:1* Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks		1.5:1 Instant
Finnair Plus(Avios)	AY		360 days 10/3/2027			1:1 Instant				3:1* Instant			2:1.3 Up to 6 weeks
Iberia Plus(Avios)	IB	LA, LY	360 days 10/3/2027	1:1 ~2 days	1:1 Instant		1:1 Instant		1:1 Instant	3:1* Instant		5:1 2-3 weeks	1:1 Up to 6 weeks	5:1 Up to 5 days
Japan Airlines JAL Mileage Bank	JL	AF	360 days 10/3/2027		1:1 Instant*	2:1.5 Instant		1:1 Unknown +30%		3:1* Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks
Qantas Frequent Flyer	QF	B6, EK, LA, LY	353 days 9/26/2027	1:1 Instant		1:1 ~1-2 days		1:1 Instant		3:1* Instant	25:12 Instant	5:1 2-3 weeks	2:2.5 Up to 6 weeks	2.5:1 Up to 5 days	1.5:1 Instant	1.5:1 Unknown
Qatar Airways Privilege Club(Avios)	QR	B6, LA, ME, PG, S7, VS, WB	361 days 10/4/2027	1:1 Instant	1:1 Instant	1:1 Instant		1:1 ~1-2 days +35%		3:1* Instant	5:2 Instant	5:1 2-3 weeks	2:1.5 Up to 6 weeks			1.5:1 Unknown
Aeromexico Rewards	AM	G3, LY	330 days 9/3/2027	1:1.6 ~2 days +20%		1:1 Instant				3:1* Instant	5:4 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks	5:1 Up to 5 days	1.5:1 1 day	1.5:1 Unknown
Delta SkyMiles	DL	AZ, LA, LY	331 days 9/4/2027	1:1 Instant						3:1 Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks
Air France/KLM Flying Blue	AF/KL	AZ, CM, EY, G3, JL, WS, VS	359 days 10/2/2027	1:1 Instant +25%	1:1 Instant	1:1 Instant	1:1 Instant	1:1 Instant	1:1 Instant	3:1* Instant	5:2 Instant	5:1 2-3 weeks	1:1 Up to 6 weeks	5:1 Up to 5 days	1.5:1 1 day	1.5:1 Unknown
Korean Air SKYPASS	KE	AS	361 days 10/4/2027							3:1 Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks
SAS Scandinavian Airlines EuroBonus	SK		330 days 9/3/2027
Vietnam Airlines Lotusmiles	VN		330 days 9/3/2027
Virgin Atlantic Flying Club	VS	AZ, LA, LY, NH, NZ, SA, SQ, SK, VA	331 days 9/4/2027	1:1 Instant	1:1 Instant	1:1 Instant	1:1 Instant	1:1 Instant	1:1 Instant	3:1* Instant	5:3 Instant	5:1 2-3 weeks
Air Canada Aeroplan	AC	CX, EK, EY, G3, VA	355 days 9/28/2027	1:1 Instant	1:1 Instant	1:1 Instant	1:1 Instant			3:1* Instant		5:1 2-3 weeks	2:1 Up to 6 weeks	5:1 Up to 5 days
Air India Maharaja Club	AI		331 days 9/4/2027
ANA Mileage Club	NH	VS	355 days 9/28/2027	1:1 ~2-3 days						3:1* Instant	5:2 Instant	5:1 2-3 weeks
Avianca LifeMiles	AV	AM, G3, IB	360 days 10/3/2027	1:1 Instant	1:1 Instant	1:1 Instant		1:1 Instant +25%	1:1 Instant	3:1 Instant		5:1 2-3 weeks	2:1 Up to 6 weeks	5:1 Up to 5 days	1.5:1 Instant	1.5:1 Unknown
EVA Air Infinity MileageLands	BR		360 days 10/3/2027			2:1.5 ~2 days		1:1 ~2 days		3:1* Instant
Lufthansa Miles & More	LH		360 days 10/3/2027
Singapore Airlines KrisFlyer	SQ		355 days 9/28/2027	1:1 Instant		1:1 ~2 days	1:1 ~2 days	1:1 ~2 days		3:1* Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks		1.5:1 5 hours
TAP Air Portugal Miles & Go	TP		361 days 10/4/2027		1:1 Instant	1:1 Instant				3:1* Instant		5:1 2-3 weeks	2:1 Up to 6 weeks			1.5:1 Unknown
Thai Airways Royal Orchid Plus	TG		340 days 9/13/2027					1:1 ~3-6 days		3:1* Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks
Turkish Airlines Miles & Smiles	TK		355 days 9/28/2027		1:1 Instant	1:1 Instant		1:1 ~1 day		3:1* Instant				5:1 Up to 5 days
United MileagePlus	UA	EK, NZ, VA	337 days 9/10/2027		1:1 Instant		1:1 Instant			3:1** Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks	5:1 Up to 5 days
Aer Lingus AerClub(Avios)	EI	AA, AC, AS, BA, B6, EY, IB, UA	330 days 9/3/2027	1:1 Instant	1:1 Instant		1:1 Instant		1:1 Instant	3:1* Instant				5:1 Up to 5 days
Emirates Skywards	EK	AC, JL, QF, UA	360 days 10/3/2027	5:4 Instant	1:1 Instant	1:0.75 Instant		1:0.8 Instant		3:1* Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks		1.5:1 1 day
Etihad Guest	EY	AA, AC, AF, EY, OZ	330 days 9/3/2027		1:1 Instant	1:1 ~1 day		1:1 Instant		3:1* Instant	5:2 Instant	5:1 2-3 weeks	2:1 Up to 6 weeks			1.5:1 Unknown
Frontier Miles	F9		4-7 months							3:1 Instant
Hainan Airlines Fortune Wings Club	HU		330 days 9/3/2027									5:1 2-3 weeks
JetBlue TrueBlue	B6	EY, QR	331 days 9/4/2027	5:4 Instant		1:0.6 Instant	1:1 Instant	1:1 Instant	1:1 Instant			5:1 2-3 weeks
Southwest Rapid Rewards	WN		4-7 months		1:1 Instant		1:1 Instant			3:1* Instant	25:12 Instant			6:1.8 Up to 5 days
Virgin Australia Velocity	VA		330 days 9/3/2027							3:1 Instant		5:1 2-3 weeks	1:1 Up to 6 weeks	2.5:1 Up to 5 days
Amtrak Guest Rewards®	2V		N/A		2:1 Up to 48 hours
Accor Live Limitless	ALL		404 days 11/16/2027		3:2 Instant	2:1 ~2 days		2:1 Instant
Choice Privileges	Choice		350 days 9/23/2027	1:1 Instant		1:1 Instant		1:1.5 Instant	1:2 Instant
Hilton Honors	Hilton		365 days 10/8/2027	1:2 Instant +30%	1:1 Instant
Hyatt World of Hyatt	Hyatt		394 days 11/6/2027		1:1 Instant		1:1 Instant
IHG One Rewards	IHG		350 days 9/23/2027		1:1 Instant		1:1 Instant
LHW Leaders Club	LHW		365 days 10/8/2027	4:1 Instant
Marriott Bonvoy	Marriott		354 days 9/27/2027	1:1 Instant	1:1 ~48 hrs		1:1 ~1-2 days +70%									1.5:1 Unknown
Preferred Hotels I Prefer	Preferred		365 days 10/8/2027		1:2 Instant	1:2 Instant		1:2 Instant
Wyndham Rewards	Wyndham		364 days 10/7/2027			1:1 Instant	1:1 Instant	1:1 Instant	1:2 Instant							1.5:1 Unknown

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