
Tim leads Roame as the Co-Founder & Chief Executive Officer. Since starting off his points journey over a decade ago, Tim has earned and redeemed millions of points to travel around the world in first and business class.
- Favorite Credit Card: Hard to choose between the Chase Sapphire Preferred and American Express Platinum cards!
- Best Redemption: Los Angeles to Tokyo in Japan Airlines First Class for 70,000 points and Tokyo back to New York in Japan Airlines First Class for 80,000 points.
Recent Articles

Bilt just launched three new credit cards with points mortgage, 4% cash back, but it's complicated
By Tim Qin -
Bilt Rewards just unveiled three new cards with a completely new rewards structure from earnings points on rent and mortgages to 4% Bilt cashback and other category multipliers. However, the new earnings scheme is very complicated.

Capital One Venture X 100K Bonus Is Back (Plus 400K Business Offer)
By Tim Qin -
Capital One just brought back the 100K bonus on the Venture X for the first time since 2021. And if you run a business, there's an even bigger deal waiting.

Rakuten Cashback now transfers to Bilt at 1:1 ratio
By Tim Qin -
Bilt Rewards just partnered with Rakuten, allowing members to convert Rakuten cashback into Bilt points

20% transfer bonus from Capital One to British Airways Avios (November 2025)
By Tim Qin -
Capital One is offering a 20% bonus when you transfer miles to British Airways Executive Club through November 22, 2025.