Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
3x miles on United Airlines purchases
2x miles on all other travel (including airfare, trains, local transit, cruise lines, ride shares, & more)
2x miles on dining & select streaming services
1x mile per $1 spent on all other purchases
3x miles on United Airlines purchases immediately after earning your $125 annual United purchase credit
2x miles on all other travel (including airfare, trains, local transit, cruise lines, ride shares, & more)
2x miles on dining & select streaming services
1x miles per $1 spent on all other purchases
Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
Why We Like This Card
The United Quest Card is a fantastic choice for frequent travelers who are loyal United Airlines flyers. With a competitive annual fee, a generous sign-up bonus, and fantastic perks this card offers excellent value for those who frequently fly with United. Cardholders can earn United miles at an accelerated rate, with 3x miles on United purchases and 2x miles on dining, travel, and select streaming services.
What truly sets the United Quest Card apart are its travel perks, including United-specific benefits like priority boarding, two free checked bags, an annual credit of up to $200 for United purchases, and up to 10,000 miles in award flight credits each year (terms apply). Furthermore, cardholders get Global Entry/TSA PreCheck fee reimbursement (up to $120 every four years) and access to expanded award availability (which can be immensely helpful for finding valuable United awards).
While this card offers tremendous value for United flyers, if this is among your first cards, we encourage you to look into cards that offer more flexible transfer partners first. Rather than siloing yourself into one airline first, by pursuing a card like the Chase Sapphire Preferred® Card, you can still move your points to United while being able to move them to one of Chase’s dozen of other transfer partners as well.
Other Benefits
- Earn a 10,000-mile award flight discount after spending $20,000 each calendar year
- If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger
- Purchase protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year
- Earn 2 global Economy Plus® seat upgrades after spending $40,000 each calendar year
- Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
- Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers
- Up to $100 in credits on rideshare purchases annually
- Up to $80 in United travel credits on Avis or Budget purchases annually
- 3-Month Complimentary Instacart+ Membership. Terms apply.
- You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations
- Baggage delay insurance reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days
- Decline the rental company's collision insurance and charge the entire rental cost to your card to activate the auto rental collision damage waiver. Coverage is primary and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most rental cars in the U.S. and abroad
- Up to $150 in credits on JSX purchases annually
- 1,000 Card Bonus PQP each qualification year, starting in 2026
- Earn up to 18,000 Premier® qualifying points (PQP) per year
- Up to $180 in Instacart credits annually. Terms apply.
Get the free daily email of the latest award flight deals.
