Annual Fee: $95

$95

Sign-up Bonus: 60,000 points

60,000 points

5x points on flights booked through Chase Travel

3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs), select streaming services, & dining

2x points on all other travel purchases

1x points per $1 spent on all other purchases

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5x points on flights booked through the Chase Travel Portal

3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs), select streaming services, & dining

2x points on all other travel purchases

1x points per $1 spent on all other purchases

Learn more

Annual Fee: $95

$95

Sign-up Bonus: 60,000 points

60,000 points

Why We Like This Card

The Chase Sapphire Preferred® is a great option for individuals new to the points space. With a reasonable annual fee and sign-up bonus, this card will be your ticket to your next travel adventures. These points can be redeemed for travel through either Chase Travel℠ or transferring them to Chase’s 14 airline & hotel partners.

With no foreign transaction fees and solid travel insurance, the Chase Sapphire Preferred is a fantastic first step into the world of travel rewards. If your account is in good standing after your first year, the Chase Sapphire Preferred can also be downgraded without impacting your credit score.

Other Benefits

  • Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel booked via Chase Travel℠
  • Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Ultimate Rewards
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027
  • Earn 5x points on qualifying Lyft rides through March 2025