Amex Trifecta: Combining the Platinum, Gold, and Business Blue Plus

November 1, 2023

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. All information about The Platinum Card® from American Express, The American Express® Gold Card, and The Blue Business® Plus Credit Card from American Express has been collected independently by Roame.

The Amex Trifecta is a powerful combination of American Express credit cards that offers an unrivaled opportunity to maximize rewards and elevate your travel experiences. Comprised of The Platinum Card® from American Express, The American Express® Gold Card, and The Blue Business® Plus Credit Card from American Express, this trio unlocks a world of benefits and perks that will leave you in awe.

With the trifecta, you would earn up to 5X points in certain categories and a minimum of 2X points on every spend. Let's explore each card's key features and why the Amex Trifecta is the ultimate strategy for savvy points enthusiasts.

As the cornerstone of the Amex Trifecta, the Amex Platinum Card offers a suite of exclusive benefits tailored for luxury travel. From airport lounge access and elite hotel status to concierge services and statement credits for travel expenses, this card sets the stage for a remarkable journey. Additionally, the Platinum Card boasts premier point earning potential, with 5X points on flights and hotels booked through amextravel.com, making it a perfect choice for globetrotters seeking both indulgence and rewards.

80,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership.
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Earn 1x points on other eligible purchases.
$695 annual fee (rates and fees).
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Let's take a look at the full list of benefits:


$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card (minimum 2 night stay required).
$200 Airline Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Card.
$155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
$200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Benefit renews annually. You must add your Platinum Card® to your Uber account, and then pay with any AMEX card.
$300 Equinox Credit: Get up to $300 back per calendar year on an Equinox+ subscription, or any Equinox club memberships when you pay with your Platinum Card. Enrollment required.
$199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
$120 Global Entry Credit: Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $50 in statement credits semi-annually for purchases at Saks Fifth Avenue on your Platinum Card. Enrollment required.
$300 SoulCycle At-Home Bike Credit: Get a $300 statement credit for the purchase of a SoulCycle at-home bike with your Platinum Card®. An Equinox+ subscription is required to purchase a SoulCycle at-home bike and access SoulCycle content. Must charge full price of bike in one transaction. Shipping available in the contiguous U.S. only. Enrollment Required.
Complimentary Access to The American Express Global Lounge Collection®
Priority Pass™ Select membership.
With its focus on dining and travel, the American Express Gold Card complements the Platinum Card perfectly. Earn 4X points at restaurants & U.S. supermarkets, and 3X points on flights booked directly with airlines or through amextravel.com. These accelerated point earning categories ensure that every meal and trip contribute significantly to your rewards balance. Moreover, the Gold Card offers valuable benefits like dining credits, exclusive access to the Global Dining Collection, and transferability of Membership Rewards points to a range of partner programs.
Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.
Earn 4X points on restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X points on groceries at U.S. supermarkets on up to $25,000 in purchases per year, then 1x.
Earn 3X points on flights booked directly with airlines or on amextravel.com.
Earn 1X points on other eligible purchases.
$325 annual fee (rates and fees).
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Let's take a look at the full list of benefits:

$120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at Dunkin' locations.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
Completing the Amex Trifecta, the Blue Business Plus Credit Card is a business card that brings exceptional value to the mix. With no annual fee, it offers a straightforward point earning structure of 2X points on all eligible purchases, up to $50,000 per year, then 1X points. This card is an excellent option for business owners and entrepreneurs who want to accumulate points effortlessly without worrying about category restrictions. The points earned with the Blue Business Plus can be combined with those from the Platinum and the Gold, amplifying the overall rewards potential.
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
Earn 2X points on everyday eligible business purchases up to $50k per calendar year.
Earn 1X points on other eligible purchases after the first $50k spent.
No annual fee (rates and fees).
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By strategically utilizing the Amex Trifecta, you can take full advantage of the point earning potential and maximize the value of your Membership Rewards points. Additionally, the ability to transfer points to a wide range of airline and hotel partners offers immense flexibility when it comes to booking premium flights, luxury hotel stays, and other coveted travel experiences. The Amex Trifecta creates a synergy that takes your rewards game to new heights, ensuring that every purchase becomes an opportunity to unlock unforgettable journeys and exclusive benefits.

Final Thoughts

The Amex Trifecta is a winning combination for those seeking to optimize their rewards and indulge in luxury travel experiences. With the Platinum Card from American Express, the American Express Gold Card, and the Blue Business Plus Credit Card working in harmony, you'll enjoy an impressive range of benefits, elevated earning potential, and access to an extensive network of transfer partners. Apply for the Amex Trifecta and unlock a world of possibilities, where rewards and travel seamlessly intertwine to create unforgettable moments.