Annual Fee: $95

$95

Sign-up Bonus: 60,000 points

60,000 points

4x points per $1 spent on Hyatt Hotels

2x points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships

1x points per $1 spent on all other purchases

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Why We Like This Card

This card is ideal for those who frequent Hyatts and provides valuable benefits that make it highly competitive in the hotel market. Cardholders earn 4x points spent at Hyatt hotels, 2x points on several categories (see above), and 1x on all other purchases. This diverse earning structure makes the card valuable for both travel-related and everyday expenses, especially considering how valuable Hyatt points are. 

A key highlight of this card is the annual Free Night award (redeemable at any Category 1-4 Hyatt hotel) after each cardmember anniversary, with an additional free night possible after spending $15,000 during the anniversary year. The card also grants automatic Discoverist status, offering perks like late checkout and bonus points. Additionally, cardholders can accelerate their journey to higher status levels with extra qualifying night credits for every $5,000 spent. 

The World of Hyatt Credit Card is a compelling choice for its rewards, status benefits, and travel conveniences, offering tremendous value for its annual fee. It’s a must have card for folks deeply involved in the WoH program. 

Other Benefits

  • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
  • No foreign transaction fees for purchases made outside the U.S.
  • Enjoy baggage delay insurance, lost luggage reimbursement, trip cancellation/interruption insurance, and auto rental collision damage waiver for eligible purchases paid in full by your card. Terms and conditions apply.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
  • Purchase protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account