Annual Fee: $95

$95

Sign-up Bonus: 60,000 points

60,000 points

3x points on restaurants, travel, gas, transit, popular streaming services, and phone plans

1x points on all other purchases

Learn more

3x points on restaurants, travel, gas, transit, popular streaming services, and phone plans

1x points on all other purchases

Learn more

Annual Fee: $95

$95

Sign-up Bonus: 60,000 points

60,000 points

Why We Like This Card

This card is one of the newest kids on the block, crafted for the savvy spender who appreciates rewards for everyday life and travel without the burden of an annual fee.

It stands out for its rewarding earn categories, which are generally unmatched among comparable no annual fee credit cards—it is rare to see a card offer so many rewards for no annual fee. Additionally, the ancillary benefits of cell phone protection and auto rental collision damage waivers are incredible, considering this is a no annual fee card.

Other Benefits

  • No foreign transaction fees
  • Cellular Telephone Protection: Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible
  • Auto Rental Collision Damage Waiver: Covers theft, damage, valid loss-of-use charges imposed and substantiated by the rental company, administrative fees and reasonable and customary towing charges to the nearest qualified repair facility.
  • Roadside Dispatch®: A 24/7 on-demand referral dispatch network that provides emergency roadside assistance, towing, or locksmith service when you need them. For assistance, call 1-800-847-2869
  • Travel & Emergency Services Assistance: Offers emergency assistance and referral services designed to help you in case of an emergency while traveling. For assistance, call 1-800-992-6029. Refer to your Guide to Benefits for more information. Terms apply.