United ClubSM Infinite Card
Earn 80,000 bonus points after you spend $5,000 on purchases using your new card in the first 3 months after account opening
2x miles on dining and all other travel
1x mile on all other purchases
Annual Fee: $695
Why We Like This Card
This card is the ultimate choice for travelers who demand luxury and exclusive benefits when flying with United Airlines. While it comes with a higher annual fee, the card's offerings are unparalleled. With an enticing sign-up bonus and substantial United miles earning potential, it's a strategic investment for frequent United flyers.
Cardholders receive exclusive United Club℠ membership - at least a $750 value per year), providing access to United Club℠ lounges and participating Star Alliance™ affiliated lounges, transforming the airport experience into a premium retreat. The card also offers up to $120 Global Entry/TSA PreCheck fee reimbursement every four years and a free first and second checked bag + priority boarding privileges on United Airline flights. The United Club Infinite Card is a powerful asset for United frequent travelers seeking lavish experiences and exceptional rewards.
While this card offers tremendous value for United flyers, if this is among your first cards, we encourage you to look into cards that offer more flexible transfer partners first. Rather than siloing yourself into one airline first, by pursuing a card like the Chase Sapphire Reserve®, you earn points that can be transferred to one of Chase’s 14 different transfer partners (including United!). However, gaining access to the United Club℠ can be invaluable, especially if you fly United Airlines enough
Other Benefits
- Up to $150 in credits on rideshare purchases annually
- Unlock United Club℠ All Access Membership as a cardmember after reaching Premier Gold status or by spending $50,000 each calendar year with your United Club℠ Card.
- Starting with your first anniversary and every anniversary thereafter, earn 4 United Club℠ one- time passes when you have United Club All Access Membership and an authorized user.
- Earn up to 20,000-miles in award flight discounts annually
- Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers annually
- Up to $100 in United travel credits on Avis or Budget purchases annually
- 1,500 Card Bonus PQP each qualification year, starting in 2026
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
- Purchase protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year
- Return protection offers reimbursement for eligible items that the store won't take back within 90 days of purchase. Up to $500 per item, $1,000 per year
- Up to $200 in credits on JSX purchases annually
- Earn up to 28,000 Premier® qualifying points (PQP) per year
- Complimentary Instacart+ Membership. Terms apply.
- Up to $240 in Instacart credits annually. Terms apply.
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