The New United Club℠ Card

Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening

The New United Club℠ Card
Annual Fee: $695
11xmiles on United® flights
5xmiles on United® purchases
2xmiles on dining and all other travel
1xmile on all other purchases

Why We Like This Card

This card is the ultimate choice for travelers who demand luxury and exclusive benefits when flying with United Airlines. While it comes with a higher annual fee, the card's offerings are unparalleled. With an enticing sign-up bonus and substantial United miles earning potential, it's a strategic investment for frequent United flyers.

Cardholders receive exclusive United Club℠ membership - at least a $750 value per year), providing access to United Club℠ lounges and participating Star Alliance™ affiliated lounges, transforming the airport experience into a premium retreat. The card also offers up to $120 Global Entry/TSA PreCheck fee reimbursement every four years and a free first and second checked bag + priority boarding privileges on United Airline flights. The United Club Infinite Card is a powerful asset for United frequent travelers seeking lavish experiences and exceptional rewards.

While this card offers tremendous value for United flyers, if this is among your first cards, we encourage you to look into cards that offer more flexible transfer partners first. Rather than siloing yourself into one airline first, by pursuing a card like the Chase Sapphire Reserve®, you earn points that can be transferred to one of Chase’s 14 different transfer partners (including United!). However, gaining access to the United Club℠ can be invaluable, especially if you fly United Airlines enough

Other Benefits

  • Up to $150 in credits on rideshare purchases annually
  • United ClubSM card membership - at least a $750 value
    United Club membership for you and your eligible travel companions at all United Club locations and participating Star Alliance lounges worldwide
  • New 10% mileage flight savings when booking United award flights directly through your MileagePlus account
  • Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers annually
  • Up to $100 in United travel credits on Avis or Budget purchases annually
  • 1,500 Card Bonus PQP each qualification year, starting in 2026
  • Up to $200 in credits on JSX purchases annually
  • Up to $240 in Instacart credits annually. Terms apply.
  • Earn up to 28,000 Premier® qualifying points (PQP) per year
  • Free first and second checked bags: Save up to $440 per roundtrip by checking your first and second standard bags for free for both you and a travel companion on the same reservation.
  • Expanded security screening credit: Receive up to a $120 fee credit to cover Global Entry, TSA PreCheck®, or NEXUS application fees.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
  • Purchase protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year
  • Return protection offers reimbursement for eligible items that the store won't take back within 90 days of purchase. Up to $500 per item, $1,000 per year
  • Complimentary Instacart+ Membership. Terms apply.
Editorial Disclosure: Roame has partnered with The Points Guy and Cardratings for our coverage of credit card products. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are Roame's alone.
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The New United Club℠ Card - Roame