Southwest Rapid Rewards® Premier Credit Card
50,000 bonus points
Earn 50,000 bonus points after you spend $1,000 on purchases using your new card in the first 3 months after account opening
- Reward Rates
- 1 – 3X points
- Annual Fee
- $99
- Recommended Credit
- Excellent/Good
Highlights
Rewards Rate
3x
points on Southwest® purchases
2x
points local transit, commuting (including rideshare), internet, cable, phone services, Rapid Rewards® hotel, and car rental partners
1x
points per $1 spent on all other purchases
Intro Offer
50,000 bonus points
Earn 50,000 bonus points after you spend $1,000 on purchases using your new card in the first 3 months after account opening
- Reward Rates
- 1 – 3X points
- Annual Fee
- $99
- Recommended Credit
- Excellent/Good
Our Take
Why We Like This Card
This credit card is Southwest’s middle-tier card for those seeking to enhance their flying experience. Every Southwest purchase brings you closer to your next trip, offering 3 points per $1 spent on Southwest purchases. The card also offers an annual anniversary bonus of 6,000 points to help offset the annual fee while boosting your points balance each year.
The card accelerates your path to A-List status by awarding 1,500 tier qualifying points for every $10,000 spent, up to $100,000 annually, providing significant advantages for frequent flyers seeking priority services and elite travel perks.
With benefits such as lost luggage reimbursement and baggage delay insurance, the $99 annual fee provides value that extends beyond point accumulation. For loyal Southwest customers seeking substantial rewards without a hefty annual fee, this card is an excellent choice for both air travel and ground benefits.
Other Benefits
- First free checked bag
- 10,000 Companion Pass® qualifying points
- Premium travel protection benefits including baggage delay insurance and lost luggage insurance
- No foreign transaction fees
- Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less
- Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less
- Purchase protection covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
Editorial Disclosure: Roame has partnered with The Points Guy and Cardratings for our coverage of credit card products. The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are Roame's alone.
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