Annual Fee: $95

$95

Sign-up Bonus: 60,000 points

60,000 points

5x points on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year

2x points on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

1x points on all other purchases

Learn more

5x points on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year

2x points on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year

1x points on all other purchases

Learn more

Annual Fee: $95

$95

Sign-up Bonus: 60,000 points

60,000 points

Why We Like This Card

The Chase Ink Business Cash® card is a powerful no annual fee tool for small businesses, boasting generous cash back rewards with 5% cash back (up to the first $25,000 in combined spend each account anniversary year) at office supply stores and on internet, cable, and phone services. You can also earn 2% cash back (up to the first $25,000 in combined spend each account anniversary year) at gas stations and restaurants. 

Furthermore, your cashback is collected as Ultimate Reward points, meaning you can transfer them to travel partners for flights you find through Roame. For a no-annual fee card, this card holds tremendous value in both its categorical earnings potential and its sign-up offer.

Other Benefits

  • Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad
  • Roadside dispatch can provide help when you need it—anything from a tow or jumpstart to a tire change, lockout service, winching, or gas delivery
  • Earn a total of 5% cash back on Lyft rides through March 2025 with your Chase Ink Cash card.
  • Purchase protection covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.
  • Extended warranty protection extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less