Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
5x points on travel, dining, select business purchases, and at gas stations
3x points on all other purchases
26x earn up to 26 total points per $1 spent when you spend and stay at IHG Hotels and Resorts
5x points on travel, dining, select business purchases, and at gas stations
3x points on all other purchases
Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
Why We Like This Card
The IHG One Rewards Premier Credit Card is an excellent choice for personal travelers who frequently stay at IHG hotels and resorts. This card offers a generous rewards structure, earning 10x points at IHG properties, making it ideal for those loyal to the IHG brand. In addition to hotel stays, the card provides 2x points on purchases at gas stations, grocery stores, and restaurants, and 3x points on all other eligible purchases, catering well to a variety of spending habits.
One of the standout features of this card is the annual Free Night Award, redeemable at IHG hotels for a night costing up to 40,000 points. This benefit alone can significantly offset the card's annual fee. Cardholders also enjoy automatic Platinum Elite status as long as they remain Premier card members, which includes perks like room upgrades, late checkout, and additional points on stays. Additionally, the card offers up to $120 in Global Entry, TSA PreCheck or NEXUS statement credit every four years and a $25 United Airlines credit awarded semiannually.
With its focus on maximizing rewards for hotel stays and additional travel benefits, the IHG One Rewards Premier Credit Card is a great option for individuals who frequently travel and prefer the comfort and convenience of IHG properties. Its blend of rewards, travel perks, and status benefits makes it a strong contender in the travel credit card market.
Other Benefits
- If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels
- Baggage delay insurance reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days
- Earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year
- Purchase protection covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.
- Save 20% when you purchase points with your IHG One Rewards Premier Credit Card
- No foreign transaction fees
Editorial note: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
