IHG One Rewards Premier Business Credit Card

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

IHG One Rewards Premier Business Credit Card
Annual Fee: $99
26xearn up to 26 total points per $1 spent when you spend and stay at IHG Hotels and Resorts
5xpoints on travel, dining, select business purchases, and at gas stations
3x points on all other purchases

Why We Like This Card

The IHG One Rewards Premier Business Credit Card is a compelling choice for business travelers who frequently stay at IHG properties. This card offers a robust rewards program, providing an impressive 10x points at IHG hotels, 5x points on travel, dining, social media, and search engine advertising, and at office supply stores, and 3x points on all other purchases. This diverse category of points earning makes it highly suitable for varied business expenses while maximizing rewards for frequent hotel stays.

A notable feature of the IHG One Rewards Premier Business Credit Card is the annual Free Night Award (for nights worth up to 40,000 in points), redeemable at IHG hotels worldwide, adding significant value for cardholders. The card also includes Platinum Elite status as long as you remain a Premier cardmember, offering benefits like room upgrades, late check-out, and additional points on stays. Furthermore, it offers a biannual $25 United Airlines credit and up to $120 in credits for Global Entry, TSA PreCheck, or NEXUS every four years, enabling cardholders to further offset the annual fee. Finally, when redeeming 3 award nights using points, cardholders get the 4th night free.

With its focus on rewarding hotel stays and providing travel benefits, the IHG One Rewards Premier Business Credit Card is a strategic choice for business owners and professionals who align with IHG's extensive hotel portfolio.

Other Benefits

  • Enjoy an Anniversary Free Night at IHG(R) Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG(R) hotel stay.
  • Automatic Platinum Elite status as long as you remain a Premier Business cardmember
  • Global Entry, TSA PreCheck(R) or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card
  • IHG One Rewards Bonus points are redeemable at hotels such as InterContinental(R), Crowne Plaza(R), Kimpton(R), EVEN(R) Hotels, Hotel Indigo(R) Hotels & Holiday Inn(R)
  • Member FDIC

Editorial note: Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.

Editorial Disclosure: Roame has partnered with The Points Guy and Cardratings for our coverage of credit card products. The editorial content on this page is not provided by any of the companies mentioned, and have not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are Roame's alone.
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IHG One Rewards Premier Business Credit Card - Roame