IHG One Rewards Premier Credit Card
Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
5xpoints on flights booked through Chase Travel℠
3xpoints on online grocery purchases (excluding Target, Walmart and wholesale clubs), select streaming services, & dining
2xpoints on all other travel purchases
1xpoints per $1 spent on all other purchases
Why We Like This Card
The Chase Sapphire Preferred® Card is a great option for individuals new to the points space. With a reasonable annual fee and sign-up bonus, this card will be your ticket to your next travel adventures. These points can be redeemed for travel through either Chase Travel℠ or transferring them to Chase’s 14 airline & hotel partners.
With no foreign transaction fees and solid travel insurance, the Chase Sapphire Preferred is a fantastic first step into the world of travel rewards. If your account is in good standing after your first year, the Chase Sapphire Preferred can also be downgraded without impacting your credit score.
Other Benefits
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase TravelSM
- 10% anniversary points boost: each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Premium travel protection benefits including trip cancellation insurance, primary car rental insurance and lost luggage insurance
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel booked via Chase Travel℠
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
- Earn 5x points on qualifying Lyft rides through September 2027
