Annual Fee: $95

$95

Sign-up Bonus: 60,000 points

60,000 points

12x at hotels or resorts within the Hilton portfolio

6x at U.S. gas stations, U.S. shipping providers, and U.S. wireless phone services purchased directly from service providers

6x at U.S. restaurants, flights, and car rentals

3x on all other purchases

Learn more

Why We Like This Card

The Hilton Business Card is Hilton's sole business card offering and is a versatile choice for business owners who frequently stay at Hilton properties. However, it lacks key features needed to stay competitive in the robust card market. 

The card offers a robust spending structure, allowing cardholders to earn 12x points at Hilton hotels/resorts, 6x points on select business and travel purchases, and 3x points on all other eligible purchases. Additionally, it provides cardholders with complimentary Hilton Gold status. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay. Furthermore, spending $40,000 on the card earns an upgrade to Hilton Diamond status for the remainder of the next calendar year. Cardholders receive a free night award when spending $15,000, with additional rewards at higher spending thresholds. Regrettably, that summarizes the card's benefits.

While the card could provide value at its annual fee, it provides few exciting opportunities and features that are necessary to stand out among other business cards. 

Other Benefits

  • No foreign transaction fees
  • Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.)
  • When you use your Eligible Card to make a Covered Purchase, you can get up to one extra year added to the Original Manufacturer's Warranty. Applies to warranties of 5 years or less on Covered Purchases in the United States or its territories or possessions. Please read important exclusions and restrictions.
  • Purchase protection can help protect new purchases that get stolen, damaged, or lost up to 90 days from the Covered Purchase date
  • As a Hilton Honors American Express Business Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you’re enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
email

Get the free daily email of the latest award flight deals.

Mail Icon