Sapphire Reserve for Business℠
Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
8x points on all purchases through Chase Travel℠ including The Edit℠
5x points on on Lyft rides through 9/30/27
4x points on flights and hotels booked direct
3x on social media & search engine advertising
1x points on all other purchases
10x points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards®
5x points on flights booked through the Chase Travel Portal
3x points on other travel, select streaming services, and dining
1x points per $1 spent on all other purchases
Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
Why We Like This Card
This newly launched card has most of the benefits of the personal Chase Sapphire Reserve card, but with some differences in the earning categories.
The main category earning business is 3X points earned on social media and search engine advertising. This card also has different credits that apply to businesses like credits for Google Workspace and ZipRecruiter.
Also, get up to 2x more value when you redeem your points on select flights and hotels booked through Chase Travel. Furthermore, the Chase Sapphire Reserve® also provides exceptional travel insurance coverage and no foreign transaction fees.
Other Benefits
- $300 annual travel credit for travel purchases each account anniversary year. Purchases that qualify will not earn points
- $500 credit for stays with The Edit℠.
Up to $250 in statement credits from January through June and again from July through December for prepaid bookings made with The Edit. Two-night minimum. Purchases that qualify will not earn points.
Enjoy complimentary benefits like a $100 property credit, daily breakfast for two, room upgrades (if available) and more.
- IHG® One Rewards Platinum Elite Status
Get complimentary IHG One Rewards Platinum Elite Status with your Sapphire Reserve for Business card through December 31, 2027.
- $420 DoorDash Value
- From ordering your team takeout to restocking your supplies, enjoy exclusive benefits from DoorDash.
$120 DashPass membership- Get complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/27.
$300 DoorDash promos- DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/27.
- Access Chase' network of airport lounges
- Enjoy access to our growing Chase Sapphire Lounge® by The Club network.
Plus, work uninterrupted around the world with access to 1,300+ airport lounges with your complimentary Priority PassTM Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge
- $120 Global Entry, TSA PreCheck®, or NEXUS fee credit
- Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.
- $200 Google Workspace Credit
- Get business tools that fuel innovation with Google Workspace. Tackle your biggest challenges and accelerate growth with a suite of easy-to-use tools for work. Get Google AI in Gmail, Calendar, Drive, Meet, NotebookLM and more, and earn up to $200 in annual statement credits on purchases made directly on Google Workspace
- $400 ZipRecruiter Credit
- You'll earn up to $200 in statement credits January through June and up to $200 in statement credits July through December.
- $120 Lyft Credit
- Lyft members get access to up to $10 in monthly in-app credits, up to $120 annually, to use on rides through 9/30/27.
- $100 Curated Gift Card Credit
- Earn up to $100 per year in statement credits when you purchase gift cards from a curated collection on giftcards.com/reservebusiness. You'll earn up to $50 in statement credits January through June and up to $50 July through December.
- 1:1 Point Transfer
- Enjoy a 1:1 points transfer to leading hotel and airline loyalty programs.
- Auto Rental Coverage
- Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad.
- Baggage Delay Insurance
- Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours
- Emergency Evacuation and Transportation
- If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.
- Emergency Medical and Dental
- If you or an immediate family member become sick or injured while you’re 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.
- Lost Luggage Reimbursement
- Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.
- Trip Cancellation and Interruption
- If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.
- Trip Delay Reimbursement
- If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.
- Baggage Delay Insurance
- Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours
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