Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
3% cashback on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
1.5% cashback on all other purchases
3% cashback on drugstore purchases and dining at restaurants, including takeout and eligible delivery service
1.5% cashback on all other purchases
Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
Why We Like This Card
The Chase Freedom Unlimited® card is a fantastic choice for those seeking simplicity and solid cashback rewards. With no annual fee, it's an excellent option for anyone looking to earn cash back on their everyday purchases. The card offers a straightforward 1.5% cash back on all spending, making it easy to rack up rewards without worrying about rotating categories or complex earning structures.
What sets the Chase Freedom Unlimited apart is its versatility. The cashback you earn is accumulated as Ultimate Rewards points, meaning you can transfer them to travel partners and book amazing award flights you see via Roame.
Additionally, the card comes with a generous introductory 0% APR offer for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.49% - 28.24%, providing a financial cushion to new cardholders. Whether you're a credit card novice or a seasoned pro, the Chase Freedom Unlimited offers a hassle-free and rewarding experience for all.
Other Benefits
- Purchase protection covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
- Extended warranty protection extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Travel/Emergency Assistance Services and more
