American Express® Gold Card
4x points on restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year
4x points on groceries at U.S. supermarkets on up to $25,000 in purchases per calendar year (and then 1x points)
3x on flights booked directly with airlines or on amextravel.com
2x on prepaid hotels and other eligible purchases booked on
AmexTravel.com
1x on all other eligible purchases
Annual Fee: $325 (Rates and Fees)
Terms apply to American Express benefits and offers. Enrollment may be
required for select American Express benefits and offers. Visit
americanexpress.com to learn more.
Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
Why We Like This Card
This card is a stellar option for foodies and travel enthusiasts looking for premium rewards, earning Membership Rewards points at an accelerated rate with 4x points at restaurants worldwide and 4x points at U.S. supermarkets (up to $25,000 per year, and then 1x points)—perfect for those who love dining out and cooking at home. Furthermore, it rewards 3x points per dollar for flights booked directly with airlines or on amextravel.com
The American Express Gold also offers $120 in Uber Cash. Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 per year.
Other Benefits
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No foreign transaction fees (Rates and Fees)
- Baggage insurance plan: Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.)
- Car Rental Loss and Damage Insurance: When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory. Please read important exclusions and restrictions. (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.)
