American Express® Business Gold Card
Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
4x points on your top two eligible categories on the first $150k in combined purchases (then 1x after). See below for category details
3x points on flights & pre-paid hotels booked on AmexTravel.com
1x on all other purchases
Why We Like This Card
The American Express Business Gold is a top contender for business owners looking to maximize their rewards on everyday expenses. Tailored to adapt to your company’s spending habits, the card offers a remarkable 4X Membership Rewards® points on the two categories where your business spent the most per billing cycle, from a diverse selection of 6 category options:
- Purchases at US media providers for advertising in select media (online, TV, radio)
- U.S. purchases made from electronic goods retailers and software & cloud system providers
- U.S. purchases at restaurants, including takeout and delivery
- U.S. purchases at gas stations
- Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
- Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
This card also offers up to $240 back annually for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores (up to $20 in statement credits per month) and a Walmart+ Monthly Membership (up to $12.95 back in statement credits each month). Enrollment required.
Learn more about this card today!
Other Benefits
- Get $12.95 (plus applicable taxes) back each month when you pay for a monthly Walmart+ membership using your Business Gold Card
- Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card (“Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.”)
- No matter where you're traveling, when you use your Platinum Card there are no foreign transaction fees
- If you purchase a round-trip entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, American Express may be able to help. (“Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.”)
- When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.)
