American Express® Business Gold Card
Earn as high as 200,000 bonus points. Find Out Your Offer. You may be eligible for as high as 200,000 MembershipRewards® Points after spending $15,000 in eligible purchases on your new Card in your first 3 months of membership. Welcome offers vary and you may not be eligible for an offer
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Why We Like This Card
The American Express Business Gold is a top contender for business owners looking to maximize their rewards on everyday expenses. Tailored to adapt to your company’s spending habits, the card offers a remarkable 4X Membership Rewards® points on the two categories where your business spent the most per billing cycle, from a diverse selection of 6 category options:
Purchases at US media providers for advertising in select media (online, TV, radio)
U.S. purchases made from electronic goods retailers and software & cloud system providers
U.S. purchases at restaurants, including takeout and delivery
U.S. purchases at gas stations
Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
Learn more about this card today!
Other Benefits
- $240 Statement Credits: Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx (through 10/01/2026), Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
- $300 ChatGPT Business Credit: Enroll and get up to $300 in statement credits per calendar year on U.S. purchases of ChatGPT Business* on the Business Gold Card. *Subject to auto-renewal.
- $150 Squarespace Credit: Enroll and get up to $150 in statement credits per calendar year for U.S. purchases with Squarespace. Subscription purchases subject to auto-renewal.Get $12.95 (plus applicable taxes) back each month when you pay for a monthly Walmart+ membership using your Business Gold Card.
- $155 Walmart+ Credit: Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
- Travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card (“Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.”)
- No matter where you're traveling, when you use your Platinum Card there are no foreign transaction fees
- If you purchase a round-trip entirely with your Eligible Card and a covered reason delays your trip more than 12 hours, American Express may be able to help. (“Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.”)
- When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.)
