The Business Platinum Card® from American Express
5x points on flights & prepaid hotels booked through AmexTravel.com
5x points on short-term rentals and prepaid flight + hotel packages booked through AmexTravel.com
1.5x points on eligible purchases in key business categories and on eligible purchases of $5K or more everywhere else. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
1x on all other purchases
Annual Fee: $695 (Rates and Fees)
Terms apply to American Express benefits and offers. Enrollment may be
required for select American Express benefits and offers. Visit
americanexpress.com to learn more.
Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
Why We Like This Card
The American Express Business Platinum card is the ultimate choice for business owners who demand top-tier rewards and exclusive benefits. Despite a higher annual fee, the card's offerings are unmatched. With a substantial welcome offer and multiple Membership Rewards points earning categories, it's a strategic investment for many small business owners.
Cardholders enjoy access to American Express Centurion Lounges, Priority Pass lounges, and Delta Sky Clubs, transforming the airport experience into a premium retreat (Access is limited to eligible Card Members). The card also offers up to $200 in annual airline fee credits, Global Entry/TSA PreCheck reimbursement ($120), and access to Fine Hotels & Resorts. These benefits, along with 35% points back when using Membership Rewards Pay with Points for eligible flights, make it an invaluable asset for business travelers seeking comfortable travel experiences while maximizing their rewards.
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Other Benefits
- $400 Dell Technologies Credit: Enroll and get up to $400 in statement credits per year toward U.S. purchases with Dell Technologies when using your Business Platinum Card. That's up to $200 back semi-annually
- $360 Indeed Credit: Enroll and get up to $360 in statement credits per year (up to $90 back per quarter) with Indeed when using your Card
- $150 Adobe Credit: Enroll and get up to $150 in statement credits per year for eligible annual prepaid business plan purchases with Adobe on Creative Cloud
- $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®
- $120 Wireless Phone Credit: Enroll and get up to $120 in statement credits per year for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $10 back per month
If you purchase a round-trip entirely with your Eligible Card and a covered reason delays your trip more than 6 hours or cancels/interrupts your trip, American Express may be able to help (“Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.”)
- $200 Airline Fee Credit: Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
- You can receive 35% Membership Rewards® points back after you use the Pay With Points feature for all or part of a flight booked with American Express Travel if the flight is either First or Business class or on your selected qualifying airline, up to 1,000,000 bonus points back per calendar year
- Receive complimentary Marriott Bonvoy® Gold Elite Status and Hilton Honors™ Gold Status
- Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
- No matter where you're traveling, when you use your Platinum Card there are no foreign transaction fees
- When you use your Eligible Card to reserve and pay for the Entire Rental and decline the collision damage waiver (CDW) at the Rental Company counter, you can be covered for Damage to or Theft of a Rental Vehicle in a Covered Territory (Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.)
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