Annual Fee: $95
$95
Sign-up Bonus: 60,000 points
60,000 points
3x points on Air Canada, grocery store, and restaurant (including takeout and eligible delivery services)
1x points on all other purchases
500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.
Why We Like This Card
At first glance, this airline card may not seem to offer much, but it actually offers tremendous value for those who fly with Air Canada or are deeply involved in the points game. The card has a standard points earning structure, rewarding 3x points on Air Canada, dining, and grocery store purchases.
The ancillary benefits the card offers help make it standout. Firstly, the card has Pay Yourself Back (PYB), which allows cardholders to redeem points for a statement credit to cover travel purchases made with the card. Each point is worth 1.25 cents which means you can get a $1,250 statement credit for 100,000 points redeemed. Furthermore, cardholders will be eligible to receive a 10% bonus after you transfer 50,000 or more Ultimate Rewards points in a single transaction to Aeroplan.
Additionally, the card provides a slew of benefits when flying Air Canada or Star Alliance flights, such as a free first checked bag and preferred seat selection, which provide added value beyond the basic points earning. The card even grants cardholders Aeroplan 25K-status after certain spending levels, plus preferred pricing on Air Canada flights. This card truly offers top-tier benefits for frequent flyers and should be considered by any traveler looking to elevate their flying experience.
Finally, the card provides up to $100 in TSA PreCheck/Global Entry credits every 4 years. This, along with the generous points offer for new cardholders, makes it worth considering for any cardholder seeking to up their points game.
Other Benefits
- Earn an Elite Status Level Up of one tier to 35K Status or higher for existing status holders with $50,000 in account spend during a calendar year
- Earn 500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month
- Premium travel protection benefits including baggage delay insurance and lost luggage insurance
- Cardholders can be reimbursed up to $1,500 per person and $6,000 per trip for their pre-paid, non-refundable passenger fares, if their trip is canceled or cut short by sickness, severe weather and other covered situations
- No foreign transaction fees
- Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024
- Auto rental collision damage waiver covers theft and collision damage for most cars in the U.S. and abroad
- Purchase protection covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account
